Roofing Insurance Claims

How your insurance claim is handled can make a huge difference to the quality and overall satisfaction of your storm damage restoration project. United Construction understands that your insurance claim might be your only solution left to complete much-needed repairs for your property.
Most of our clients have roof damage that will be covered by insurance, so you can rest assured we’re experts in this area.

We work with all insurance companies. We will even help you file your insurance claim should you need it!

• 1: You suspect you have hail damage & probably want to file a claim if it is extensive.
• 2: Call United Construction to inspect for hail damage & to asses if it is extensive enough to get the claim approved.
• 3: Call your insurance company to file the claim.
• 4: The adjuster will call you to tell you when he/she will be out to inspect the damage.
• 5: The claim is approved. You will receive the claims paperwork via email. This details all of the specific damage that the insurance company is paying to fix.
• 6: You will receive the first check called ACV (Actual Cash Value). This is the first of 2 checks. Sign & deposit into your bank account.
• 7: Call United Construction,  You will be asked to cut a check from your account for the amount of the 1st check plus your deductible. Why?
• 8: The project gets scheduled and all the work is done exactly as directed by claims paperwork.
• 9: Upon completion of the project we will send documentation and certification of completion to the insurance company. Thus releasing the final check (Depreciation).
• 10: You deposit the last check into your account and then write your final check to us.
• 11: Contact your insurance agent and let them know you have a brand new roof and to endorse your policy to reflect the new roof. This will often result in a reduced premium on your homeowners policy.